Գլխավոր Loan types

Loan types

Loan Amount

300,000 – 1,500,000 AMD

Nominal interest rate

24%

Actual Interest Rate

35.2% – 39.1%

Loan term

12 – 36 months
  • WITHOUT A PLEDGE
  • WITHOUT WARRANTY
  • QUICK DECISION MAKING
  • ONLY WITH PASSPORT AND SSN
  • INDIVIDUAL APPROACH TO EACH CUSTOMER
TERMS OF PROVISION AND TARIFFS
CURRENCY AMD
LOAN AMOUNT 300,000 – 1,500,000
DURATION 12 – 36 months
ANNUAL NOMINAL INTEREST RATE OF THE LOAN 24%
ANNUAL ACTUAL INTEREST RATE OF THE LOAN 35.2% – 39.1%
MONTHLY LOAN SERVICE FEE 0.2%-0.4%
ONE-TIME LOAN PROVISION FEE 1%-2%
LOAN REPAYMENT METHOD ANNUITY
LOAN PROVISION METHOD NON-CASH
PURPOSE OF THE LOAN Financing of fixed and circulating assets and other agricultural purposes
TO GET A LOAN YOU NEED TO SUBMIT
  • IDENTITY DOCUMENT AND SSN
  • CREDIT APPLICATION
  • PERSONAL DATA PROCESSING AGREEMENT
OTHER CONDITIONS REQUIRED TO GET A LOAN
  • TO TAKE A PHOTO OF THE CUSTOMER IN THE MOMENT OF RECEIVING THE LOAN
  • PROVIDING THE CUSTOMER’S MOBILE NUMBER AND CHECKING IT
  • PROVIDING CUSTOMER-RELATED OTHER PERSONS’ DATA AND CHECKING
  • CITIZEN OF THE REPUBLIC OF ARMENIA
  • AGE 18-75(ներառյալ)
  • THE CUSTOMER MUST ACT ON HIS BEHALF AND FOR HIS OWN BENEFIT. IT IS FORBIDDEN TO ACT FOR THE BENEFIT OF A THIRD PARTY.

Loan Amount

300.000 – 1.500.000 AMD

Nominal interest rate

21%

Actual Interest Rate

43.3%

Loan term

36 months
  • EACH TIME THE CLIENT WILL PAY 5 PERCENT OF THE CONTRACT AMOUNT, HIS LOAN INTEREST RATE WILL BE REDUCED BY 1 PERCENT
  • WITHOUT A PLEDGE
  • WITHOUT WARRANTY
  • QUICK DECISION MAKING
  • ONLY WITH PASSPORT AND SSN, individual entrepreneur’s certificate, founding documents of the company
  • INDIVIDUAL APPROACH TO EACH CUSTOMER
BASIC RATES
CURRENCY AMD
LOAN AMOUNT 300.000-1․500.000AMD
DURATION 36 MONTHS
ANNUAL NOMINAL INTEREST RATE OF THE LOAN 21%
ANNUAL ACTUAL INTEREST RATE OF THE LOAN 43.3%
MONTHLY LOAN SERVICE FEE 1%
ONE-TIME LOAN PROVISION FEE 3%
LOAN REPAYMENT METHOD 24 months grace period, 12 months annuity
LOAN PROVISION METHOD NON-CASH
PURPOSE OF THE LOAN AGRICULTURAL PURPOSES
TO GET A LOAN YOU NEED TO SUBMIT
  • IDENTITY DOCUMENT AND SSN, INDIVIDUAL ENTREPRENEUR’S CERTIFICATE, FOUNDING DOCUMENTS OF THE COMPANY
  • CREDIT APPLICATION
  • PERSONAL DATA PROCESSING AGREEMENT
OTHER CONDITIONS REQUIRED TO GET A LOAN
  • TO TAKE A PHOTO OF THE CUSTOMER IN THE MOMENT OF RECEIVING THE LOAN
  • PROVIDING THE CUSTOMER’S MOBILE NUMBER AND CHECKING IT
  • PROVIDING CUSTOMER-RELATED OTHER PERSONS’ DATA AND CHECKING
  • CITIZEN OF THE REPUBLIC OF ARMENIA
  • AGE 18-75(ներառյալ)
  • THE CUSTOMER MUST ACT ON HIS BEHALF AND FOR HIS OWN BENEFIT. IT IS FORBIDDEN TO ACT FOR THE BENEFIT OF A THIRD PARTY.

Loan Amount

300,000 – 500,000 AMD

Nominal interest rate

24%

Actual Interest Rate

59%

Loan term

12 months
  • WITHOUT A PLEDGE
  • WITHOUT WARRANTY
  • QUICK DECISION MAKING
  • ONLY WITH PASSPORT AND SSN
  • INDIVIDUAL APPROACH TO EACH CUSTOMER
TERMS OF PROVISION AND TARIFFS
CURRENCY AMD
LOAN AMOUNT 300,000 – 500,000 AMD
DURATION 12 months
ANNUAL NOMINAL INTEREST RATE OF THE LOAN 24%
ANNUAL ACTUAL INTEREST RATE OF THE LOAN 59,00%
MONTHLY LOAN SERVICE FEE 0,60%
ONE-TIME LOAN PROVISION FEE 5%
LOAN REPAYMENT METHOD ANNUITY
LOAN PROVISION METHOD NON-CASH
PURPOSE OF THE LOAN CONSUMER PURPOSE
TO GET A LOAN YOU NEED TO SUBMIT
  • IDENTITY DOCUMENT AND SSN
  • CREDIT APPLICATION
  • PERSONAL DATA PROCESSING AGREEMENT
OTHER CONDITIONS REQUIRED TO GET A LOAN
  • TO TAKE A PHOTO OF THE CUSTOMER IN THE MOMENT OF RECEIVING THE LOAN
  • PROVIDING THE CUSTOMER’S MOBILE NUMBER AND CHECKING IT
  • PROVIDING CUSTOMER-RELATED OTHER PERSONS’ DATA AND CHECKING
  • CITIZEN OF THE REPUBLIC OF ARMENIA
  • AGE 18-75(ներառյալ)
  • THE CUSTOMER MUST ACT ON HIS BEHALF AND FOR HIS OWN BENEFIT. IT IS FORBIDDEN TO ACT FOR THE BENEFIT OF A THIRD PARTY.

Loan Amount

25,000 – 250,000 AMD

Nominal interest rate

10%

Actual Interest Rate

96.5%

Loan term

30 months
  • THE CLIENT HAS A GRACE PERIOD OF 24 MONTHS TO PAY OFF THE LOAN
  • WITHOUT A PLEDGE
  • WITHOUT WARRANTY
  • QUICK DECISION MAKING
  • ONLY WITH PASSPORT AND SSN
  • INDIVIDUAL APPROACH TO EACH CUSTOMER
BASIC RATES
CURRENCY AMD
LOAN AMOUNT 25.000-250.000AMD
DURATION 30 MONTHS
ANNUAL NOMINAL INTEREST RATE OF THE LOAN 10%
ANNUAL ACTUAL INTEREST RATE OF THE LOAN 96.5%
MONTHLY LOAN SERVICE FEE 4%
ONE-TIME LOAN PROVISION FEE 10%
LOAN REPAYMENT METHOD ANNUITY
LOAN PROVISION METHOD NON-CASH
PURPOSE OF THE LOAN CONSUMER PURPOSE
  • IDENTITY DOCUMENT AND SSN
  • CREDIT APPLICATION
  • PERSONAL DATA PROCESSING AGREEMENT
  • TO TAKE A PHOTO OF THE CUSTOMER IN THE MOMENT OF RECEIVING THE LOAN
  • PROVIDING THE CUSTOMER’S MOBILE NUMBER AND CHECKING IT
  • PROVIDING CUSTOMER-RELATED OTHER PERSONS’ DATA AND CHECKING
  • CITIZEN OF THE REPUBLIC OF ARMENIA
  • AGE 18-75(ներառյալ)
  • THE CUSTOMER MUST ACT ON HIS BEHALF AND FOR HIS OWN BENEFIT. IT IS FORBIDDEN TO ACT FOR THE BENEFIT OF A THIRD PARTY

Loan Amount

300.000 – 1.500.000 AMD

Nominal interest rate

21%

Actual Interest Rate

65.1%

Loan term

36 months
  • EACH TIME THE CLIENT WILL PAY 5 PERCENT OF THE CONTRACT AMOUNT, HIS LOAN INTEREST RATE WILL BE REDUCED BY 1 PERCENT
  • WITHOUT A PLEDGE
  • WITHOUT WARRANTY
  • QUICK DECISION MAKING
  • ONLY WITH PASSPORT AND SSN
  • INDIVIDUAL APPROACH TO EACH CUSTOMER
BASIC RATES
CURRENCY AMD
LOAN AMOUNT 300.000-1․500.000AMD
DURATION 36 MONTHS
ANNUAL NOMINAL INTEREST RATE OF THE LOAN 21%
ANNUAL ACTUAL INTEREST RATE OF THE LOAN 65.1%
MONTHLY LOAN SERVICE FEE 2%
ONE-TIME LOAN PROVISION FEE 5%
LOAN REPAYMENT METHOD ANNUITY
LOAN PROVISION METHOD NON-CASH
PURPOSE OF THE LOAN CONSUMER PURPOSE
  • IDENTITY DOCUMENT AND SSN
  • CREDIT APPLICATION
  • PERSONAL DATA PROCESSING AGREEMENT
  • TO TAKE A PHOTO OF THE CUSTOMER IN THE MOMENT OF RECEIVING THE LOAN
  • PROVIDING THE CUSTOMER’S MOBILE NUMBER AND CHECKING IT
  • PROVIDING CUSTOMER-RELATED OTHER PERSONS’ DATA AND CHECKING
  • CITIZEN OF THE REPUBLIC OF ARMENIA
  • AGE 18-75(ներառյալ)
  • THE CUSTOMER MUST ACT ON HIS BEHALF AND FOR HIS OWN BENEFIT. IT IS FORBIDDEN TO ACT FOR THE BENEFIT OF A THIRD PARTY

Loan Amount

300,000 – 1,500,000 AMD

Nominal interest rate

24%

Actual Interest Rate

43.6% – 46.1%

Loan term

12 – 36 months
  • WITHOUT A PLEDGE
  • WITHOUT WARRANTY
  • QUICK DECISION MAKING
  • ONLY WITH PASSPORT AND SSN
  • INDIVIDUAL APPROACH TO EACH CUSTOMER
ՀԻՄՆԱԿԱՆ ՍԱԿԱԳՆԵՐ
CURRENCY AMD
LOAN AMOUNT 300,000 – 1,500,000 AMD
DURATION 12 – 36 months
ANNUAL NOMINAL INTEREST RATE OF THE LOAN 24%
ANNUAL ACTUAL INTEREST RATE OF THE LOAN 43.6% – 46.1%
MONTHLY LOAN SERVICE FEE 0.4% – 0.6%
ONE-TIME LOAN PROVISION FEE 2% – 4%
LOAN REPAYMENT METHOD ANNUITY
LOAN PROVISION METHOD NON-CASH
PURPOSE OF THE LOAN Financing of fixed and circulating assets and other agricultural purposes
TO GET A LOAN YOU NEED TO SUBMIT
  • IDENTITY DOCUMENT AND SSN, INDIVIDUAL ENTREPRENEUR CERTIFICATE, COMPANY FOUNDING DOCUMENTS
  • CREDIT APPLICATION
  • PERSONAL DATA PROCESSING AGREEMENT
OTHER CONDITIONS REQUIRED TO GET A LOAN
  • TO TAKE A PHOTO OF THE CUSTOMER IN THE MOMENT OF RECEIVING THE LOAN
  • PROVIDING THE CUSTOMER’S MOBILE NUMBER AND CHECKING IT
  • PROVIDING CUSTOMER-RELATED OTHER PERSONS’ DATA AND CHECKING
  • INDIVIDUAL ENTREPRENEUR OR COMPANY REGISTERED IN THE REPUBLIC OF ARMENIA ENGAGED IN ECONOMIC ACTIVITY
  • THE CUSTOMER MUST ACT ON HIS BEHALF AND FOR HIS OWN BENEFIT. IT IS FORBIDDEN TO ACT FOR THE BENEFIT OF A THIRD PARTY.

Loan Amount

300.000 – 1.500.000 AMD

Nominal interest rate

21%

Actual Interest Rate

53.9%

Loan term

36 months
  • EACH TIME THE CLIENT WILL PAY 5 PERCENT OF THE CONTRACT AMOUNT, HIS LOAN INTEREST RATE WILL BE REDUCED BY 1 PERCENT
  • WITHOUT A PLEDGE
  • WITHOUT WARRANTY
  • QUICK DECISION MAKING
  • ONLY WITH PASSPORT AND SSN
  • INDIVIDUAL APPROACH TO EACH CUSTOMER
BASIC RATES
CURRENCY AMD
LOAN AMOUNT 300.000-1․500.000AMD
DURATION 36 months
ANNUAL NOMINAL INTEREST RATE OF THE LOAN 21%
ANNUAL ACTUAL INTEREST RATE OF THE LOAN 53.9%
MONTHLY LOAN SERVICE FEE 1.5%
ONE-TIME LOAN PROVISION FEE 4%
LOAN REPAYMENT METHOD 24 months grace period, 12 months annuity
LOAN PROVISION METHOD NON-CASH
PURPOSE OF THE LOAN Current and fixed assets funding
TO GET A LOAN YOU NEED TO SUBMIT
  • IDENTITY DOCUMENT AND SSN, INDIVIDUAL ENTREPRENEUR CERTIFICATE, COMPANY FOUNDING DOCUMENTS
  • CREDIT APPLICATION
  • PERSONAL DATA PROCESSING AGREEMENT
OTHER CONDITIONS REQUIRED TO GET A LOAN
  • TO TAKE A PHOTO OF THE CUSTOMER IN THE MOMENT OF RECEIVING THE LOAN
  • PROVIDING THE CUSTOMER’S MOBILE NUMBER AND CHECKING IT
  • PROVIDING CUSTOMER-RELATED OTHER PERSONS’ DATA AND CHECKING
  • CITIZEN OF THE REPUBLIC OF ARMENIA
  • AGE 18-75(ներառյալ)
  • THE CUSTOMER MUST ACT ON HIS BEHALF AND FOR HIS OWN BENEFIT. IT IS FORBIDDEN TO ACT FOR THE BENEFIT OF A THIRD PARTY.

Loan calculator

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